Hand off the work.Keep the book.

Clad services your smallest commercial accounts end-to-end — under your brand. You stay broker of record, and there's nothing to install.

Bayview DentalGeneral Liability
Cedar Medical TransportCommercial Auto
Knightshift HealthProfessional Liability
Clad
Serviced 24/7
Your small commercial bookRenewed · retained · profitable

The small commercial book atruns on Clad today.

$1.0M+premium placed
93policies bound
18carrier partners
99.4%intake accuracy

Most of your accounts lose money.

A small commercial account costs nearly as much to service as a large one, and earns a fraction. Too many to ignore, too costly to serve — so they quietly bleed margin on every renewal.

Small accounts — break-even to negativeProfitable core

Your worst book becomes your best margin.

Hand those accounts to Clad and the economics invert. A book that broke even or lost money becomes a high-margin one — with retention that climbs, because the service actually gets better.

Today≈ $0profit on a $1,000 account
With Clad35–60%contribution margin · retention climbing
What Clad is not
A software company

No dashboard to roll out. Nothing for your team to learn.

A BPO

A BPO handles tasks. Clad owns the whole account.

A service center

A service center answers to the carrier. Clad answers to you.

What Clad is

A specialist small-accounts unit that lives inside your agency.

How a Clad producer and Sully run an entire book.

It's how Clad profitably services the accounts everyone else neglects: every account gets a dedicated Clad producer paired with Sully, our AI account executive — together absorbing the five roles a traditional servicing unit needs. Your team staffs none of it.

A traditional unitThe Clad unitProducerAccount executiveAccount managerCSROffshore supportClad ProducerSullyyour AI account executive

A Clad producer takes the producer's seat; Sully, the AI account executive, absorbs the other four — account exec, account manager, CSR, and offshore support.

And it does that work better than a human team:

More accurate99.4%intake accuracy, vs ~88% by hand
Faster95.7%less processing time
Cheaper83%lower cost to serve

We run the whole lifecycle. You run none of it.

From first quote to renewal, every account is handled end-to-end — under your brand, with nothing for your team to touch.

Your book, serviced around the clock.

Quoting, endorsements, COIs, renewals — handled day and night, so your insureds get faster answers and your book renews itself.

Sully · servicing your book Live
Quote sent — Amwins
1,376 documents reviewed
Policy bound — Bayview Dental
Renewal prepared — Cedar Medical

Hand over the accounts. We take it from there.

Send us the book in any AMS format. No migration, no software, no new headcount.

Bayview Dental off your plate
Cedar Medical off your plate
Knightshift Health off your plate
+ 140 more off your plate

Under your brand, always.

Every quote, email and policy goes out as you. Insureds and carriers only ever see your name.

Your Brokerage
Sent under your name

Full visibility, zero lift.

Live reporting on close rates, retention and premium — the control of an in-house unit, none of the overhead.

94%
retention
I very much appreciate everything you did for me over the past two weeks. It won't be forgotten.
Jim Accorsi, an insured at Good Samaritans Medical Transport

Start with your worst accounts.

Carve out a slice of your book. We run it; you keep what works. Fixed window, broker of record stays yours, no lock-in.